Life insurance for dentists ensures that if you were to die unexpectedly, the financial risk to your family is mitigated.  We will also look at mitigating the risk to your dental practice if you are an owner.

Life insurance can be used to pay off debts, such as mortgages or bank loans, as well as providing a regular income source for your family.

We will help you assess your requirements in this area and recommend the most appropriate protection solution for you and your family.  Additionally if you already have life cover in place we will review it and check that it is cost-effective and structured correctly.

Examples of the types of cover available:
  • Level Term
  • Family income benefit
  • Increasing term
  • Decreasing term
  • Whole of Life
Life insurance should be set up under trust which means that in the event of death, the proceeds of the insurance are paid directly to the people that matter to you the most. By setting up a trust the proceeds can be paid out in the most tax-efficient way.


Martin, Paul and the Team have been invaluable in helping us ensure that our family and practice would remain secure if any unfortunate event were to occur. The service provided by Dental Financial Associates is comprehensive and tailored exactly to our needs and we highly recommend them to any dentist wanting peace of mind over their financial affairs.

Dr Chris and Dr Hayley French — Clarendon house Dental Centre, Leamington Spa

I have known and been working with Martin for approximately 10 years now. Within that time the clients that I’ve referred to him have been delighted to benefit from his professionalism, dedication, extremely helpful advice and prompt support. Martin has a passion for dentistry and is a real expert in all the financial and business aspects of a dental practice. Martin and his team deliver on their service level commitments and I’d have no hesitation in recommending him to any of my dental customers wherever they are nationally.

Ian Eslick - DPAS Business Development Manager

Martin Haines at Dental Financial Associates has provided me with easy to follow information and advice, which means I don’t have to worry about my financial future, and can concentrate on being a dentist and enjoying life. Their specialist knowledge of policies for dentists and their total independence from any of the companies means I have a bespoke and complimentary portfolio of policies to insure me and to provide for me and my family’s future. This service is essential if you want a financially secure future and no worries.

Dr Dave Mantle - Smilecare, Chiswick

I would not hesitate to recommend Dental Financial Associates. Martin Haines has a thorough understanding of the Dental business and as well as comprehensively sorting out our financial requirements he is always ready to go that extra mile with any business help or advice you may require by drawing upon his extensive knowledge and experience or referring you to the appropriate person.

Derek Stott - Needham Market Dental Practice