Many dentists who own their dental practice invest significant sums of money into their practice rather than savings and investments.  This can leave a lower amount of residual monies to invest especially if it has been a tough year.

At DFA, we will look at how to create an inclusive holistic financial plan to unlock the potential of the dental practice to help fund your protection premiums and allow saving into pensions and investments.  We will agree a realistic timescale to implement any recommended changes and progress the plan forwards.

We will prioritise the issues which we believe need to change and create a timescale for when these should be implemented. It is important factor that we establish the required output from the practice to achieve all your financial needs and goals.


We have years of experience working with many practices of different sizes and we know all the changes that can be made simply and with little expense. Once implemented through the plan, we can achieve significant increases to the net profit of the practice. This means that we can get closer to our three objectives:

  1. The practice must produce sufficient income to cater for all current and future business and personal cash flow requirements.
  2. The practitioner/s are able to create sufficient income within a realistic time frame to allow time for business planning, family and leisure.
  3. The financial plan, once agreed, must provide a high level of predictability and peace of mind.
The above, in our view, are essential if a practitioner is to have a sustainable work/life balance which improves their health and relationships.
  • We evaluate every financial system within the practice.
  • We identify and establish financial processes that are profitable.
  • We establish how much turnover is required to cover existing expenses.
  • We ultimately establish how much turnover/profit is required to make the necessary changes in light of the plan.


Below is a list of the common items we will investigate:
  • Expenses and costs
  • Profitability
  • Staffing
  • Fees
  • Turnover
  • Signage
  • Client numbers


We have a reference bank of client’s accounts and have created benchmarks against these. We will analyse your accounts and establish where your practice succeeds and where we may need to consider some changes. We can also use benchmarks for patient numbers, private and NHS fees and the general trends of these with respect to profitability.

We will draw up a list of priorities for the changes you need to consider and the best plan of action going forwards.


Martin, Paul and the Team have been invaluable in helping us ensure that our family and practice would remain secure if any unfortunate event were to occur. The service provided by Dental Financial Associates is comprehensive and tailored exactly to our needs and we highly recommend them to any dentist wanting peace of mind over their financial affairs.

Dr Chris and Dr Hayley French — Clarendon house Dental Centre, Leamington Spa

I have known and been working with Martin for approximately 10 years now. Within that time the clients that I’ve referred to him have been delighted to benefit from his professionalism, dedication, extremely helpful advice and prompt support. Martin has a passion for dentistry and is a real expert in all the financial and business aspects of a dental practice. Martin and his team deliver on their service level commitments and I’d have no hesitation in recommending him to any of my dental customers wherever they are nationally.

Ian Eslick - DPAS Business Development Manager

Martin Haines at Dental Financial Associates has provided me with easy to follow information and advice, which means I don’t have to worry about my financial future, and can concentrate on being a dentist and enjoying life. Their specialist knowledge of policies for dentists and their total independence from any of the companies means I have a bespoke and complimentary portfolio of policies to insure me and to provide for me and my family’s future. This service is essential if you want a financially secure future and no worries.

Dr Dave Mantle - Smilecare, Chiswick

I would not hesitate to recommend Dental Financial Associates. Martin Haines has a thorough understanding of the Dental business and as well as comprehensively sorting out our financial requirements he is always ready to go that extra mile with any business help or advice you may require by drawing upon his extensive knowledge and experience or referring you to the appropriate person.

Derek Stott - Needham Market Dental Practice